.kt-k-inner{
  width:100%;
  max-width:1400px;
  margin:0 auto;
  padding-left:20px;
  padding-right:20px;
}
@media(min-width:600px){.kt-k-inner{padding-left:40px;padding-right:40px;}}
@media(min-width:1200px){.kt-k-inner{padding-left:72px;padding-right:72px;}}

/* HERO — soft blue-grey gradient */
.kt-k-hero{
  width:100%;
  background:linear-gradient(140deg,#dce8f7 0%,#e8f0fb 40%,#d4e4f5 100%);
  position:relative;
  overflow:hidden;
  padding:64px 0 60px;
}
@media(min-width:600px){.kt-k-hero{padding:88px 0 80px;}}
.kt-k-hero::before{
  content:'';
  position:absolute;inset:0;
  background:
    radial-gradient(ellipse 70% 90% at 105% -10%,rgba(41,94,195,.12) 0%,transparent 58%),
    radial-gradient(ellipse 40% 50% at -5% 110%,rgba(23,157,46,.07) 0%,transparent 55%);
  pointer-events:none;
}
.kt-k-hero::after{
  content:'';
  position:absolute;inset:0;
  background-image:
    linear-gradient(rgba(41,94,195,.04) 1px,transparent 1px),
    linear-gradient(90deg,rgba(41,94,195,.04) 1px,transparent 1px);
  background-size:56px 56px;
  pointer-events:none;
}
.kt-k-hero-body{
  position:relative;z-index:2;
  display:flex;flex-direction:column;gap:20px;
}
@media(min-width:600px){.kt-k-hero-body{gap:24px;}}

/* badge */
.kt-k-badge{
  display:inline-flex;align-items:center;gap:10px;
  background:rgba(41,94,195,.10);
  border:1px solid rgba(41,94,195,.20);
  border-radius:100px;
  padding:6px 16px 6px 10px;
  width:fit-content;
}
.kt-k-badge-dot{
  width:8px;height:8px;border-radius:50%;
  background:var(--primary-green-light);
  box-shadow:0 0 0 3px rgba(49,166,59,.30);
  flex-shrink:0;
}
@keyframes pulse{
  0%,100%{box-shadow:0 0 0 3px rgba(49,166,59,.30);}
  50%{box-shadow:0 0 0 7px rgba(49,166,59,.08);}
}
.kt-k-badge-text{
  font-size:0.68rem;font-weight:700;
  letter-spacing:.14em;text-transform:uppercase;
  color:var(--primary-blue-dark);
}

/* heading */
.kt-k-hero-h{
  font-size:clamp(1.8rem,5vw,3.4rem);
  font-weight:800;
  line-height:1.10;
  color:var(--blue-deep);
  max-width:640px;
  letter-spacing:-.02em;
}
.kt-k-hero-h em{
  font-style:italic;font-weight:300;
  color:rgba(41,94,195,.45);
}

/* lead */
.kt-k-hero-lead{
  font-size:clamp(0.85rem,1.8vw,0.97rem);
  font-weight:400;line-height:1.80;
  color:var(--g600);
  max-width:500px;
}

/* stats */
.kt-k-hero-stats{
  display:flex;flex-wrap:wrap;gap:20px;
  border-top:1px solid rgba(41,94,195,.15);
  padding-top:28px;margin-top:6px;
}
@media(min-width:480px){.kt-k-hero-stats{gap:0;flex-wrap:nowrap;}}
.kt-k-stat{
  flex:1 1 auto;
  min-width:80px;
  padding-right:0;
  display:flex;flex-direction:column;gap:4px;
}
@media(min-width:480px){
  .kt-k-stat{padding-right:28px;}
  .kt-k-stat+.kt-k-stat{padding-left:28px;border-left:1px solid rgba(41,94,195,.15);}
}
.kt-k-stat-n{
  font-size:clamp(1.5rem,3vw,2.3rem);
  font-weight:800;line-height:1;color:var(--blue-deep);
  letter-spacing:-.03em;
}
.kt-k-stat-n sup{
  font-size:.46em;font-weight:700;
  vertical-align:super;color:var(--primary-green-light);
}
.kt-k-stat-l{
  font-size:0.70rem;font-weight:500;
  color:var(--g500);line-height:1.4;
  text-transform:uppercase;letter-spacing:.06em;
}

/* NAV CARDS */
.kt-k-cards-section{
  width:100%;
  background:#eef2f9;
  padding:56px 0 64px;
}
@media(min-width:600px){.kt-k-cards-section{padding:72px 0 80px;}}
.kt-k-section-top{
  margin-bottom:32px;
  display:flex;flex-direction:column;gap:6px;
}
.kt-k-section-eyebrow{
  font-size:0.68rem;font-weight:700;
  letter-spacing:.16em;text-transform:uppercase;
  color:var(--primary-blue);
}
.kt-k-section-title{
  font-size:clamp(1.3rem,3vw,2rem);
  font-weight:800;color:var(--blue-deep);
  letter-spacing:-.02em;line-height:1.2;
}

/* grid */
.kt-k-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:14px;
}
@media(min-width:540px){.kt-k-grid{grid-template-columns:repeat(2,1fr);}}
@media(min-width:1060px){.kt-k-grid{grid-template-columns:repeat(4,1fr);}}

/* card */
.kt-k-card{
  --ca:var(--primary-blue);
  display:flex;flex-direction:column;
  background:#ffffff;
  border-radius:18px;
  border:1.5px solid rgba(41,94,195,.08);
  box-shadow:0 2px 14px rgba(19,38,96,.06);
  overflow:hidden;position:relative;
  transition:transform var(--tm),box-shadow var(--tm),border-color var(--tm);
}
.kt-k-card:hover{
  transform:translateY(-6px);
  box-shadow:0 20px 48px rgba(19,38,96,.13);
  border-color:var(--ca);
}
.kt-k-card::before{
  content:'';
  position:absolute;left:0;top:0;bottom:0;
  width:4px;background:var(--ca);
  transform:scaleY(0);transform-origin:top;
  transition:transform var(--ts) var(--ease-spring);
  border-radius:0 2px 2px 0;
}
.kt-k-card:hover::before{transform:scaleY(1);}
.kt-k-card--1{--ca:var(--primary-blue);}
.kt-k-card--2{--ca:var(--primary-green);}
.kt-k-card--3{--ca:var(--primary-orange);}
.kt-k-card--4{--ca:var(--primary-blue-dark);}
.kt-k-card-inner{
  padding:22px 20px 18px 24px;
  display:flex;flex-direction:column;gap:14px;flex:1;
}
@media(min-width:600px){.kt-k-card-inner{padding:26px 24px 22px 28px;}}
.kt-k-card-top{display:flex;align-items:flex-start;justify-content:space-between;}
.kt-k-card-icon-box{
  width:46px;height:46px;border-radius:13px;
  display:grid;place-items:center;
  flex-shrink:0;
  transition:transform var(--tm);
}
.kt-k-card--1 .kt-k-card-icon-box{background:rgba(41,94,195,.09);}
.kt-k-card--2 .kt-k-card-icon-box{background:rgba(23,157,46,.09);}
.kt-k-card--3 .kt-k-card-icon-box{background:rgba(216,145,3,.09);}
.kt-k-card--4 .kt-k-card-icon-box{background:rgba(31,69,160,.09);}
.kt-k-card:hover .kt-k-card-icon-box{transform:rotate(-5deg) scale(1.1);}
.kt-k-card-icon{width:21px;height:21px;stroke:var(--ca);fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;}
.kt-k-card-num{font-size:.82rem;font-weight:300;color:var(--g300);letter-spacing:.04em;}
.kt-k-card-body{flex:1;display:flex;flex-direction:column;gap:7px;}
.kt-k-card-title{font-size:0.98rem;font-weight:700;line-height:1.25;color:var(--blue-deep);transition:color var(--tf);}
.kt-k-card:hover .kt-k-card-title{color:var(--ca);}
.kt-k-card-desc{font-size:0.82rem;font-weight:400;line-height:1.68;color:var(--g500);}
.kt-k-card-foot{
  display:flex;align-items:center;justify-content:space-between;
  padding-top:14px;
  border-top:1.5px solid var(--g100);
  margin-top:auto;
}
.kt-k-card-link{
  display:inline-flex;align-items:center;gap:6px;
  font-size:0.78rem;font-weight:700;
  letter-spacing:.07em;text-transform:uppercase;
  color:var(--ca);
}
.kt-k-card-link svg{
  width:14px;height:14px;
  stroke:var(--ca);fill:none;
  stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;
  transition:transform var(--ts) var(--ease-spring);
}
.kt-k-card:hover .kt-k-card-link svg{transform:translateX(4px);}

/* VALUES */
.kt-k-values-section{
  width:100%;
  background:#ffffff;
  padding:64px 0;
  border-top:1px solid var(--brd);
  border-bottom:1px solid var(--brd);
}
@media(min-width:600px){.kt-k-values-section{padding:80px 0;}}
.kt-k-values-grid{
  display:grid;
  grid-template-columns:1fr;
  gap:0;
  margin-top:36px;
  border:1px solid var(--brd);
  border-radius:20px;
  overflow:hidden;
}
@media(min-width:560px){.kt-k-values-grid{grid-template-columns:repeat(2,1fr);}}
@media(min-width:1024px){.kt-k-values-grid{grid-template-columns:repeat(4,1fr);}}
.kt-k-value{
  padding:28px 22px;
  display:flex;flex-direction:column;gap:12px;
  border-right:1px solid var(--brd);
  border-bottom:1px solid var(--brd);
  transition:background var(--tm);
}
@media(min-width:600px){.kt-k-value{padding:36px 30px;}}
.kt-k-value:hover{background:var(--surf);}
@media(min-width:1024px){
  .kt-k-value:nth-child(4n){border-right:none;}
  .kt-k-value:nth-child(n+5){border-bottom:none;}
}
@media(min-width:560px) and (max-width:1023px){
  .kt-k-value:nth-child(2n){border-right:none;}
  .kt-k-value:nth-child(n+3){border-bottom:none;}
}
@media(max-width:559px){
  .kt-k-value{border-right:none;}
  .kt-k-value:last-child{border-bottom:none;}
}
.kt-k-value-icon{
  width:44px;height:44px;border-radius:12px;
  display:grid;place-items:center;
  background:var(--surf);flex-shrink:0;
  transition:transform var(--tm);
}
.kt-k-value:hover .kt-k-value-icon{transform:scale(1.1) rotate(-4deg);}
.kt-k-value-icon svg{width:20px;height:20px;fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;}
.kt-k-value:nth-child(1) .kt-k-value-icon svg{stroke:var(--primary-blue);}
.kt-k-value:nth-child(2) .kt-k-value-icon svg{stroke:var(--primary-green);}
.kt-k-value:nth-child(3) .kt-k-value-icon svg{stroke:var(--primary-orange);}
.kt-k-value:nth-child(4) .kt-k-value-icon svg{stroke:var(--primary-blue-dark);}
.kt-k-value-title{font-size:0.95rem;font-weight:700;color:var(--blue-deep);line-height:1.3;letter-spacing:-.01em;}
.kt-k-value-text{font-size:0.82rem;font-weight:400;color:var(--g500);line-height:1.70;}

/* CTA */
.kt-k-cta-section{
  width:100%;
  background:linear-gradient(130deg,var(--primary-blue-dark) 0%,var(--primary-blue) 60%,var(--primary-blue-light) 100%);
  padding:56px 0;
  position:relative;overflow:hidden;
}
@media(min-width:600px){.kt-k-cta-section{padding:72px 0;}}
.kt-k-cta-section::before{
  content:'';
  position:absolute;inset:0;
  background:radial-gradient(ellipse 55% 90% at 110% 50%,rgba(255,255,255,.07) 0%,transparent 60%);
  pointer-events:none;
}
.kt-k-cta-body{
  position:relative;z-index:1;
  display:flex;flex-direction:column;
  align-items:flex-start;gap:24px;
}
@media(min-width:768px){
  .kt-k-cta-body{flex-direction:row;align-items:center;justify-content:space-between;gap:40px;}
}
.kt-k-cta-title{
  font-size:clamp(1.35rem,3vw,2.1rem);
  font-weight:800;color:#ffffff;
  line-height:1.2;letter-spacing:-.02em;
  max-width:540px;
}
.kt-k-cta-title span{
  display:block;font-weight:300;font-style:italic;
  color:rgba(255,255,255,.55);font-size:.85em;
  margin-top:4px;
}
.kt-k-cta-actions{
  display:flex;gap:12px;flex-wrap:wrap;flex-shrink:0;
}
.kt-k-btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:12px 22px;border-radius:100px;
  font-family:'Montserrat',sans-serif;
  font-size:0.82rem;font-weight:700;
  letter-spacing:.06em;text-transform:uppercase;
  border:none;cursor:pointer;white-space:nowrap;
  transition:transform var(--tm),box-shadow var(--tm),background var(--tm);
  text-decoration:none;
}
@media(min-width:600px){.kt-k-btn{padding:14px 28px;}}
.kt-k-btn:hover{transform:translateY(-2px);}
.kt-k-btn svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;}
.kt-k-btn--white{background:#ffffff;color:var(--primary-blue-dark);box-shadow:0 4px 18px rgba(0,0,0,.16);}
.kt-k-btn--white:hover{box-shadow:0 8px 28px rgba(0,0,0,.24);}
.kt-k-btn--ghost{background:rgba(255,255,255,.11);color:#ffffff;border:1.5px solid rgba(255,255,255,.28);}
.kt-k-btn--ghost:hover{background:rgba(255,255,255,.20);}